IO LedgerSmall-business accounting without the bloat.
Bank feeds, invoicing, bills, payments and real double-entry reports, built for owners who want clean books and accountants who need to trust them.
30 days free with every feature. No credit card needed to start.
Bank feeds
Connect your bank and credit cards. Transactions flow in daily; rules categorize the repeats.
Invoicing & payments
Send professional invoices with a Pay Now button. Card and ACH payments post automatically.
Bills & A/P
Track what you owe, schedule payments, and see aging at a glance.
Real double-entry books
Every transaction posts a balanced journal entry. Close periods so nothing changes after you file.
Reports your CPA wants
P&L, balance sheet, cash flow, aging, general ledger, by class or location. Export to Excel or PDF.
Multi-company
Run every entity from one login. Invite your accountant with the right access level.
Bring your old books
Move over from QuickBooks, Xero or Wave, upload old bank statements (even PDFs), or just type in starting balances. Or have us do it for you.